OnPoint Credit Union — Secure Login
OnPoint — Account Login
Sign in to your OnPoint Credit Union account to manage checking, savings, loans, and more from any device.
Online Banking1945Founded
$5B+Assets
250K+Members
40+Branches
OnPoint Member Login & Account Access
Your OnPoint login gives you instant access to all accounts — checking, savings, loans, and credit cards — from a single secure dashboard.
- ✓ All accounts in one dashboard
- ✓ iOS & Android mobile app
- ✓ Zelle, bill pay & remote deposit
- ✓ 256-bit TLS encryption
256-bit SSL
Every OnPoint session encrypted end to end.
MFA
Two-step verification on every login.
FDIC/NCUA
Deposits insured up to $250,000.
Fraud Alerts
Real-time monitoring on every account.
OnPoint Login — FAQ
Common questions about OnPoint account login and member access.
Click Member Login on this page to reach the OnPoint secure login portal. Enter your username and password and complete verification. To enroll, visit onpointcu.com and select Enroll in Online Banking.
Checking, savings, share certificates, auto loans, mortgages, business accounts, and credit cards — all from a single OnPoint member dashboard after signing in.
Yes. OnPoint Credit Union uses 256-bit TLS encryption, multi-factor authentication, and real-time fraud monitoring. Sessions time out automatically after inactivity.
Use Forgot Password on the login page or call OnPoint member services at 800-433-7627 for immediate assistance.
Join OnPoint Credit Union
North Carolina's credit union since 1945. Competitive rates, 40+ branches, and NCUA-insured accounts.